Collision and Insurance Policy
Last Updated: 07/19/2019
In addition to the rules and obligations set forth in the Terms, Users agree to abide by the terms set forth in this Collision and Insurance Policy set forth below.
“Light Electric Vehicle”, “LEV” or “Vehicle” shall mean an electric shared transportation vehicle, including but not limited to Motor-Scooters.
“Motor-Scooter” shall mean a two-wheeled vehicle powered by an electric motor and an automatic transmission.
Any additional capitalized terms used herein, shall have the same meanings as given in the Terms.
2. LIABILITY COVERAGE AND DEDUCTIBLES
2.1. Scoot provides liability coverage for damages arising from a User’s use of Scoot Motor-Scooters if the User complies with all rules and requirements of the Terms. The User agrees to use their own motor vehicle insurance as the primary insurance if available. The User is required to pay the Deductible Amounts listed below for each and every claim. Scoot and our insurance provider offer coverage which meets the compliant limit to the User for third party liability for Motor-Scooters. Damages beyond the limit held by Scoot, in addition to the Deductible Amounts listed below for each claim, are the responsibility of the User. However, such liability coverage does not cover damage due to User’s breach of the Terms and in such an event User will be responsible for the full cost of such damage. The User is to obtain a police report on the collision to benefit from Scoot’ liability coverage or excess liability insurance. Scoot’ coverage is contingent on the User paying any and all Deductible Amounts per each claim that arises out of a collision.
2.2. In the event of a collision or other damage to a Scoot LEV while rented to you if such damage is determined to be no fault of User or attributed to a third party, you are financially responsible for costs to repair or replace the Scoot LEV up to the listed Deductible Amount below. For minor damage or repair with no third-party involvement, Users are often charged much less than the Deductible Amounts.
2.3. In the event of a collision or other damage to a third party caused by a Scoot LEV while rented to you, if such damage is determined to be no fault of User or attributed to a third party, you are financially responsible for up to the listed Deductible Amount below for each and every claim.
2.4. In the event a Scoot LEV is stolen while rented to you and through no fault of User and Scoot is unable to recover the vehicle through GPS tracking technology, you are financially responsible for all costs to replace the Scoot LEV up to the Deductible Amounts.
2.5. Deductibles for LEVs do not include deductibles for third party injuries or property damage. Scoot insurance coverage is contingent on User paying any and all deductibles per each claim that arises out of a collision.
2.6. Deductible Amounts (per claim)
|San Francisco Bay Area||$500 for LEVs + $500 for third party injuries or property damage|
2.7. In the event a Scoot LEV is stolen due to your negligence, recklessness, or misconduct, you are financially responsible for the costs to replace the Scoot LEV up to the listed “Vehicle Replacement Amounts” below.
2.8. Vehicle Replacement Amounts
|San Francisco Bay Area||$5,000|
3. COLLISION DAMAGE WAIVER
To the extent that Scoot offers Users a Collision Damage Waiver (“CDW”) and User purchases such CDW, the User shall not be responsible for physical damage to the LEV. Notwithstanding the foregoing, even with the purchase of a CDW, the User will still be responsible for damages if: (i) the User breaches any provision of the Terms, or (ii) the User fails to report collision damage to Scoot and the local police in accordance with the Rules Schedule. Additionally, the CDW does not (i) cover damages caused by fire, theft, vandalism, or damage resulting from intentional or criminal acts, (ii) provide coverage to personal effects, (iii) provide any coverage to third parties, or (iv) cover the cost of returning the LEV to Scoot after repairs are made.
4. EXCESS COVERAGE
Your own auto or umbrella policies or credit card coverage may provide coverage for damage to you, to Scoot property or third parties. THE ELECTION OF OPTIONAL CDW COVERAGE FROM SCOOT MIGHT DUPLICATE, VOID OR CAUSE YOUR OWN POLICIES OR CREDIT CARD COVERAGE TO BECOME EXCESS COVERAGE. If User is concerned about this, User should check with User’s insurer or credit card issuer.
5. REPORTING OF COLLISIONS AND COOPERATION
If, while User is in possession of a Scoot LEV, the LEV is involved in a collision that results in injury or damage to a third party or third party property, User must, as soon as possible, but in any event within 1 hour, notify 911 (if appropriate), contact the police and fill out an official police report, contact Scoot immediately and provide the following information to Scoot:
- Date, time and location of collision;
- Identification information for any other vehicles involved (e.g., license plate, vehicle identification number, make and model);
- Insurance information for third party vehicles involved (e.g., policy number, name, address and phone number of insurance agent);
- Contact information for third parties involved and owners of involved vehicles, if different (e.g., name, address, phone number, driver’s license number);
- Contact information for witnesses (e.g., name, address, phone number);
- Your insurance company’s information if you have a motor vehicle policy; and,
- Circumstances surrounding event.
User must not, without Scoot prior written consent, make or give any offer, promise of payment, settlement, waiver, release, indemnity, or admission of liability in relation to the collision.
In the event of injury or damage to a Scoot LEV, a third party or third party property, User agrees to cooperate fully with Scoot investigation of such event and the defense of any resulting claim or litigation. If a User fails to cooperate with Scoot in investigating or defending against a claim, then Scoot reserves the right to revoke coverage for third parties or any other claims against the rider.
User agrees that Scoot or its insurer may at its own cost bring, defend, enforce, or settle any legal proceeding against a third party in User’s name in relation to the collision.