Collision and Insurance Policy
Last Updated: 10/13/2018
In addition to the rules and obligations set forth in the Terms, Users agree to abide by the terms set forth in this Collision and Insurance Policy set forth below.
“Electric Bicycle” shall mean a bicycle that is equipped with useable pedals and an electric motor to supplement human propulsion.
“Kick-Scooter” shall mean a two-wheeled vehicle that is equipped with handlebars, a floorboard for standing upon, and an electric motor to supplement human propulsion.
“Light Electric Vehicle”, “LEV” or “Vehicle” shall mean an electric shared transportation vehicle, including but not limited to Motor-Scooters, Kick-Scooters, and Electric Bicycle.
“Motor-Scooter” shall mean a two-wheeled vehicle powered by an electric motor and an automatic transmission.
Any additional capitalized terms used herein, shall have the same meanings as given in the Terms.
2. LIABILITY COVERAGE AND DEDUCTIBLES
2.1. Scoot Networks provides liability coverage for damages arising from a User’s use of Scoot Networks LEVs if the User complies with all rules and requirements of the Terms. The User agrees to use their own motor vehicle insurance as the primary insurance if available. The User is required to pay the Deductible Amounts listed below for each and every claim. Scoot Networks and our insurance provider offer coverage to the User for up to $2,000,000 of third party liability for Kick-Scooters and up to $1,000,000 of third party liability for all other types of LEVs. Damages beyond these levels, in addition to the Deductible Amounts listed below for each claim mentioned above, are the responsibility of the User. However, such liability coverage does not cover damage due to User’s breach of the Terms and in such an event User will be responsible for the full cost of such damage. The User must obtain a police report on the collision in order to benefit from Scoot Networks’ liability coverage or excess liability insurance. Scoot Networks’ coverage is contingent on the User paying any and all Deductible Amounts per each claim that arises out of a collision.
2.2. In the event of a collision or other damage to a Scoot Networks LEV while rented to you if such damage is determined to be no fault of User or attributed to a third party, you are financially responsible for costs to repair or replace the Scoot Networks LEV up to the listed Deductible Amount below. For minor damage or repair with no third-party involvement, Users are often charged much less than the Deductible Amounts.
2.3. In the event of a collision or other damage to a third party caused by a Scoot Networks LEV while rented to you, if such damage is determined to be no fault of User or attributed to a third party, you are financially responsible for up to the listed Deductible Amount below for each and every claim.
2.4. In the event a Scoot Networks LEV is stolen while rented to you and through no fault of User and Scoot Networks is unable to recover the vehicle through GPS tracking technology, you are financially responsible for all costs to replace the Scoot Networks LEV up to the Deductible Amounts.
2.5. Deductibles for LEVs do not include deductibles for third party injuries or property damage. Scoot Networks’ insurance coverage is contingent on User paying any and all deductibles per each claim that arises out of a collision.
2.6. Deductible Amounts (per claim)
|San Francisco Bay Area||$500 for LEVs + $500 for third party injuries or property damage||—||$500 for LEVs + $500 for third party injuries or property damage|
2.7. In the event a Scoot Networks LEV is stolen due to your negligence, recklessness, or misconduct, you are financially responsible for the costs to replace the Scoot Networks LEV up to the listed “Vehicle Replacement Amounts” below.
2.8. Vehicle Replacement Amounts
|San Francisco Bay Area||$1,000||—||$5,000|
3. COLLISION DAMAGE WAIVER
To the extent that Scoot Networks offers Users a Collision Damage Waiver (“CDW”) and User purchases such CDW, the User shall not be responsible for physical damage to the LEV. Notwithstanding the foregoing, even with the purchase of a CDW, the User will still be responsible for damages if: (i) the User breaches any provision of the Terms, or (ii) the User fails to report collision damage to Scoot Networks and the local police in accordance with the Rules Schedule. Additionally, the CDW does not (i) cover damages caused by fire, theft, vandalism, or damage resulting from intentional or criminal acts, (ii) provide coverage to personal effects, (iii) provide any coverage to third parties, or (iv) cover the cost of returning the LEV to Scoot Networks after repairs are made.
4. EXCESS COVERAGE
Your own auto or umbrella policies or credit card coverage may provide coverage for damage to you, to Scoot Networks’ property or third parties. THE ELECTION OF OPTIONAL CDW COVERAGE FROM SCOOT NETWORKS MIGHT DUPLICATE, VOID OR CAUSE YOUR OWN POLICIES OR CREDIT CARD COVERAGE TO BECOME EXCESS COVERAGE. If User is concerned about this, User should check with User’s insurer or credit card issuer.
5. REPORTING OF COLLISIONS AND COOPERATION
If, while User is in possession of a Scoot Networks LEV, the LEV is involved in a collision that results in injury or damage to a third party or third party property, User must, as soon as possible, but in any event within 1 hour, notify 911 (if appropriate), contact the police and fill out an official police report, contact Scoot Networks immediately and provide the following information to Scoot Networks:
- Date, time and location of collision;
- Identification information for any other vehicles involved (e.g., license plate, vehicle identification number, make and model);
- Insurance information for third party vehicles involved (e.g., policy number, name, address and phone number of insurance agent);
- Contact information for third parties involved and owners of involved vehicles, if different (e.g., name, address, phone number, driver’s license number);
- Contact information for witnesses (e.g., name, address, phone number);
- Your insurance company’s information if you have a motor vehicle policy; and,
- Circumstances surrounding event.
User must not, without Scoot Networks’ prior written consent, make or give any offer, promise of payment, settlement, waiver, release, indemnity, or admission of liability in relation to the collision.
In the event of injury or damage to a Scoot Networks LEV, a third party or third party property, User agrees to cooperate fully with Scoot Networks’ investigation of such event and the defense of any resulting claim or litigation. If a User fails to cooperate with Scoot Networks in investigating or defending against a claim, then Scoot Networks reserves the right to revoke coverage for third parties or any other claims against the rider.
User agrees that Scoot Networks or its insurer may at its own cost bring, defend, enforce, or settle any legal proceeding against a third party in User’s name in relation to the collision.